Category: Insurance

Life Insurance No Exam Required – Fast and Affordable Coverage for Seniors

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Old people, usually those that retired, face numerous difficulties in finding appropriate life insurance for their goals and financial possibilities. Companies that sell standard life insurance are not that pleased when a senior citizen applies for one of their policies. Even more, rating will be a problem, thus making premiums very expensive. But acceptance is not guaranteed unless you apply for life insurance no exam. It provides fast and affordable coverage for seniors. This type

Posted in Finance, Insurance, Life Insurance, Seniors

How to Find a Professional Broker of Health and Life Insurance

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Let us be realistic: health and life insurance policies are not that simple to understand. Without proper guidance, you may be confused by all terms and conditions mentioned in the contract. So, you will need a reliable person who is able to explain each component of every policy and recommend you a company and a policy. In this blog post we will explain you how to find a professional broker of health and life insurance.

Posted in Brokerage, Finance, Insurance, Life Insurance

Can An Agent Help You Find Life Insurance Without a Medical Exam?

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Life insurance agents are seeing a sharp trend of families requesting life insurance without a medical exam products. Even when their agents present them with lower cost, traditionally underwritten alternatives, a growing number of families are opting for “non-med” coverage. It is not surprising either. A life insurance medical exam is one of the biggest inconveniences of the process and for many families, it proves to be a deal breaker. An increasing number of life

Posted in Finance, Insurance, Life Insurance

3 Tips to Get Term Life Insurance Without Medical Exam

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The purpose of life insurance is to cover the cost of your funeral and burial expenses. However, you may also want to provide your family with an additional sum of money for financial security. In either case, picking the right life insurance is important. The rates you pay are based on actuarial tables (by age) and on the results of a physical exam. Thus, obtaining a term life insurance without medical exam policy can be

Posted in Finance, Insurance, Life Insurance

Who Needs Life Insurance? Who Should Carry Coverage in a Family?

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Although the economy is slowly stabilizing, the danger is always present and you do not need a financial crisis in order to destabilize the budget of your family. Extraordinary situations require extraordinary measures. Consult life insurance specialists when you decide to purchase life insurance. All families need life insurance and typically, the breadwinners should carry coverage in a family.  But, no matter if you choose whole life insurance plans or term life insurance plans, always

Posted in Finance, Insurance

5 Mistakes to Avoid When Purchasing Whole Life Insurance!

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Not searching for whole life insurance quotes or not evaluating your financial possibilities are some of the top 5 mistakes to avoid when purchasing whole life insurance: 1)     Not knowing what whole life insurance really is. Do not treat this contract with shallowness.  This is an investment that will be bound for life with you. It is really a great mistake to apply for it knowing little about whole life insurance. If all you know

Posted in Funeral, Insurance, Life Insurance, Seniors

No Exam Life Insurance – A Good Policy?

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No-exam life insurance is not considered a really good policy, but rather a necessary one. People that apply for this policy are not that young or healthy. They are far from being the suitable candidate for traditional policies. So, instead of remaining unprotected, applying for no exam life insurance is the best option. However, they do get substantial benefits, even if they will have to make a bit pricy payments. If you are interested to

Posted in Finance, Insurance, Life Insurance

5 Tips for Hiring a Good Life Insurance Broker!

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Whether you are searching for term life insurance or no exam life insurance, a broker will help you find the best deal. Still, you must know how to find and hire a competent broker. Read these 5 tips for hiring a good life insurance broker: 1)     Ask the insurance broker to prove that is licensed.  The names of licensed insurance brokers are kept in a database by the National Association of Insurance Commissioners. Each broker

Posted in Brokerage, Finance, Insurance, Life Insurance

3 Advantages of Comparing Online Life Insurance Quotes

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Online life insurance quotes help you compare prices and get life insurance as fast as possible.  If you have any doubts, you should know these 3 advantages of comparing online life insurance quotes: 1)     It is the fastest way to scan the market and detect available offers. Literally, you will be scanning the market with the speed of light. Now it is easier to exchange info from a part of the world to another if

Posted in Brokerage, Finance, Insurance, Life Insurance

3 Ways an Insurance Broker Can Help You Find Senior Life Insurance

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A life insurance agent markets and sells life insurance policies that pay to the chosen beneficiaries a lump sum of money when the policyholder dies. Life insurance agents can work only for a specific agency or can work as an independent agent and represent several companies. They can sell policies to companies, groups of people or to individuals. So, the best way to get a life insurance or a life insurance quote is by calling

Posted in Brokerage, Finance, Insurance, Life Insurance, Seniors